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A Structured Settlement is a payment of money for a personal injury claim where at least part of the settlement calls for a future payment. These payments may be scheduled for any length of time - even as long as the claimant's lifetime, and may consist of installment payments and/or future lump sums.

They provide money management with no additional fees and expenses. And since the returns of a structured settlement are totally tax free, the amount of interest necessary for the individual investor to earn to outperform the structured settlement becomes rather prohibitive.

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